Restaurant Loan Alternatives via Business Cash Advance

We Help Established Restaurant Owners Find Alternative Working Capital With Flexible Payment Terms and No Personal Guarantees.

While you’re running your restaurant, we will find, negotiate and organize the best working capital programs available to present to you.

Merchant Cash Advance allows you to use future Visa/MasterCard sales as collateral to obtain working capital for many reasons:

• Inventory Purchases.
• Kitchen Improvements.
• Renovation of Dining Rooms.
• Buying Restaurant Equipment.
• “Buying Out” Partners.
• Acquiring Competitors.
• Taking Advantage of Fast Opportunities.

How Long Does it Take?

We can usually offer approval status in 24-48 hours and funds “in hand” in 7-10 days.  

How Is It Paid back?

Repayment happens through your regular restaurant sales cycle as a percentage of Visa/Mastercard sales, so when sales are down, you’re not burdened with a large fixed monthly payment .  The process is automatic and adds no work to your accounting burden.

Our Advantages

• Multiple capital sources mean flexibility and better rates.
• We have a huge variety of foodservice clients from restaurants to retail.
• We started FlowFunding in 2006 working in the restaurant industry, but have extensive financial experience.
• Restaurant clients are thrilled with our successes on their behalf, and keep coming back for new funding.
• We offer honest, timely advice with sensitivity to your day-to-day challenges.
  

Take a look at some of our customers’ stories here.

Where Can I Learn More?

Feel free to dig into our frequently asked questions, videos and more.