Business Loan and Capital Alternatives

FlowFunding.com
Potomac Business
7625 Wisconsin Ave
Bethesda, MD 20814
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Comparing Business Loan and Capital Types

New: As a business owner, you make decisions every day based on multiple criteria. Below are the most important facts business owners consider when comparing the four main sources of business capital available today. When all the facts are considered, a business capital advance from FlowFunding may be the best way to grow and improve your business.

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Business Capital Comparison Chart

Considerations	Friends & Family	Traditional Bank Loan	Venture Funding	FlowFunding™
Minimum Loan Amount	?	$25,000	$250,000	$5,000
Business Plan Required	Usually	Certainly	Certainly	Never
Business Tax Returns	Seldom	2-3 years'	2-3 years'	Never
Personal Tax Returns	Seldom	2-3 years'	2-3 years'	Never
Business Guarantees	Usually	Yes	Usually	Never
Personal Guarantees	Seldom	Certainly	Possibly	Never
Collateral Requirements	Seldom	2:1 ratio typical	Possibly	None
Closing Costs and Fees	Seldom	Usually	Usually	None
Approval Time	?	4-8 weeks	4-8 Weeks	5-7 days
Cost of Capital	Varies	Low	Very High	Medium
Additional Cost Considerations	Depends on Success	Always least expensive, but most restrictive	Owners' equity, control, and autonomy	Financial Only
Use of Proceeds	Typically None	Restricted to use outlined in business plan	Restricted to intended business purpose	No Restrictions.
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