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Home > How Much and When > Flowfunding is not a loan
Why is it called a "Business Cash Advance" and not a "Business Loan"?

Business Cash AdvanceWhen a bank makes a small business loan, it is regulated by state and federal government regulators. There are specific regulations they must follow. Should they not follow those guidelines, they risk heavy fines, reduction of credit ratings and possible receivership (That's bankruptcy for a bank!).

Rather than lend you small business money like a bank, small business capital investment companies will purchase your future credit card sales at a discount. A monthly percentage of future sales are then used to determine repayment. There is no bank loan repayment schedule, monthly invoice statement, penalties or late fees. Repayment occurs automatically according to you business revenues.  Flexibility is built into the program.  The investment companies don't get paid unless you do!

Small Business Loans Business Cash Advance
High Credit Score Required High Credit Score Not Required
Business Plan Required Business Plan Not Required
2-3 Years Personal and Business Tax Returns Tax Returns Not Required
2-3 Years Personal and Business Financial Statements Financial Statements Not Required
Personal Guarantee Required Guarantee Against Fraud or Intervention
Application Fee No Application Fee
Closing Costs & Hidden Fees No Closing Costs or Hidden Fees
Lengthy Approval Process Approvals in 48 Hours in Most Cases
Collateral on All Business and Personal Assets Collateral is Your Future Visa and MasterCard Credit Card or Cash Sales
Fixed Monthly Payment Schedule Repayment Based on Current Credit Card or Weekly Sales

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Name
Company Name
(Flowfunding is for established businesses only)
Email Address
Business Phone Number

Approximate Monthly Credit Card Receipts:

Approximate Monthly Cash Flow:

Last Thing! Please answer this simple math problem:

* = required --- USA ONLY

This information request is not an agreement for financial services.

 

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